​No matter what business you are in, the risk of being liable for injury or damage is significant. RSUI’s line of casualty insurance is critical to mitigating liability risk, to allow companies to focus on operational success without fear of significant financial exposure. RSUI is committed to working exclusively with​ insurance wholesalers to provide casualty insurance appropriate to their client’s needs.

RSUI offers Primary and Excess Casualty Insurance Products for existing enterprises as well as new ventures for almost any industry and application.

​Mix of Business

Common Risks


​Common Features


  • Risks ranging in size from middle market to large risk management concerns ​
  • Wrap-up rating programs and job policies
  • Accounts written on admitted or non-admitted basis
  • Wide variety of Excess & Surplus lines exposures
  • Lead or Excess placements


  • Deductibles
  • Low claim frequency
  • Moderate to high exposure
  • Practice and Project policies
  • Occurrence and Claims made forms ​​



Phil Coletti | Senior Vice President

Phil joined RSUI in 1989 and has served in his current role since 2010.

Phil began his career with Liberty Mutual Insurance Company underwriting property and casualty business. He was subsequently recruited by Skandia America Reinsurance Corporation and served as regional manager of their southeast division. Phil was asked to become involved in the formation of the Hudson Insurance Company, a Skandia subsidiary, providing primary and excess Property and Casualty insurance and served as their regional manager prior to coming to RSUI.

Phil graduated with a Masters of Insurance degree from Georgia State University and lives in Atlanta with his wife, Kathy and four children.